1/40 Documents & Tips - Sharing is our passion

Share This Page

  1. Share Rora
    KTC Oppday
    Transcript Header:
    KTC 57Q2
    Transcript Body:
    • 1. Make It BetterMake It BetterMake It BetterMake It Better
    • 2. 2012 Report profit 2012 p p Improve overall operational efficiency  2013 Achieved 1,000MB Target profit  2014 “Make It Better”2014 2017 Make It Better Enhance operating system and marketing programs 2018 in credit card businessNo.1 4 No.1
    • 3. % of Total Receivables % of Total Revenue 5 Source: KTC
    • 4. Top 10 Shareholders (as of June 30, 2014) KTB Foreign 3.72% 1 Krung Thai Bank Public Co., Ltd. 49.45% 2 Mr. Mongkol Prakitchaiwattana 12.92% 3 Thai NVDR 2.95% 49.45% Thai Individual 42.67% 4 Ms. Chantana Jirattitepat 2.12% 5 Mr. Sataporn Ngamruengpong 1.87% 6 Mr. Yue Kwok-Leung 1.41% Thai Institutional 4.16% 42.67%6 Mr. Yue Kwok Leung 1.41% 7 Mr. Saravut Anakatham 0.95% 8 Mr. Santi Kovitjindachai 0.83% 9 Mr Jaresak Songwutwichai 0 82%9 Mr. Jaresak Songwutwichai 0.82% 10 State Street Bank and Trust Company 0.63% 2011 2012 2013 1H20142011 2012 2013 1H2014 Thai Institutional Holding 51.59% 51.63% 53.18% 53.60% Thai Individual Holding 38.43% 45.21% 43.45% 42.67% Foreign Holding 9.97% 3.15% 3.37% 3.72% Source: TSD Total Number of Shareholders 4,198 2,735 3,550 3,122 6
    • 5. Total Credit Card Spending & Private Consumption Expenditure Baht trillion 30%9 4 38 4.56 5.00 4.99 5.43 5.74 6.29 6.48 17 1% 18.5% 18.9% 20% 25% 30% 6 7 8 9 4.06 4.38 4.56 1.60 11.3% 12.3% 13.5% 13.7% 14.3% 15.0% 15.8% 17.1% 10% 15% 20% 3 4 5 6 0.46 0.54 0.61 0.69 0.72 0.81 0.91 1.07 1.20 0.30 0% 5% 0 1 2 2005 2006 2007 2008 2009 2010 2011 2012 2013 1Q2014 Private Consumption Expenditure (Trillion Baht) Total Credit Card Spending of Industry (Trillion Baht) Total Credit Card Spending of Industry (%) 2005 2006 2007 2008 2009 2010 2011 2012 2013 1Q2014 Source: BOT and NESDB Total Credit Card Spending of Industry (%) 8
    • 6. Credit Card Portfolio Number of Cards ( d ) 40%40,000 Million Baht 34 194 35,297 34 007 (Cards) 1,528,921 1,567,283 1,687,555 25% 30% 35% 25,000 30,000 35,000 2012 2013 1H14 34,194 2.2% 2.0% 1 9% 2.5% 2 6% 2.7% 34,007 6.3%2.5%-5.6%%Growth (YoY) 116 23697 3% 98 0%97 8% 5% 10% 15% 20% 000 10,000 15,000 20,000 1.9% 2.5% 2.6% (Baht Million) Total Spending 116,236 120,929 61,029 97.3% 98.0%97.8% 0% 5% 0 5,000 2012 2013 1H14 5.0% 4.0% 5.1%%Growth (Y Y) 2012 2013 1H14 90 days %NPL (90dpd) 2012 2013 1H14 Industry 1 9% 2 3% 2 7% Delinquency (31-90dpd) (YoY) %KTC Mkt Share 2012 2013 1H14 Number of Card 9 1% 8 4% 8 7% 9 Industry 1.9% 2.3% 2.7% KTC 2.7% 2.2% 2.0% Source: BoT & KTC Number of Card 9.1% 8.4% 8.7% Receivables 13.0% 12.2% 12.4% Total Spending 10.8% 10.1% 9.9%
    • 7. % Growth (Y-o-Y) 18.7% 14.3% # of Cards Credit Card Receivable Credit Card Spending 11.2% 8 2% 8.7% 10.1% 10.0% 9.6% 9.3% 6.3% 11.0% 11.7% 9.6% 8.2% 8.7% 5.0% 2.9% 7.3% 2.5% 5.6% 3.8% 4.0% 3.1% % 4.0% 2012 2013 1Q14 2Q142012 2013 1Q14 2Q14 1.0% 2012 2013 1Q14 2Q14 dIndustry KTC-5.6% Industry KTC Source: BoT & KTC 10 Industry KTC
    • 8. Personal Loan Portfolio Number of Accounts 16 000 Million Baht 663,770 15,121 15,855 663,770 10,000 12,000 14,000 16,000 638,959 , 1.5% 1.2% 2.5% 13,242 626 326 638,959 98.5%97.5% 98.8%4,000 6,000 8,000 626,326 2.1% 3.4% 3.3% 626,326 0 2,000 2012 2013 1H14 2012 2013 1H14 D li 2012 2013 2012 2013 1H141H14 > 90 d < 90 d> 90 days 90 days
    View More